HIFX is an online foreign exchange platform that prides itself on offering better rates than banks and great customer service.

Online Money Transfers

HIFX allows individuals and businesses to make an international money transfer through their online platform, for many reasons, including; paying overseas bills, paying suppliers, emigrating etc. You select the currencies, the amount you wish to transfer and enter the recipient’s details - the platform will do the rest. In your account, you can track your payments 24 hours a day, 7 days a week. HIFX give you live rates and you can lock in your exchange rate to ensure the amount to be received.

Larger Transfers

HIFX will provide a dedicated account manager for users who make larger payments overseas. The account manager will work with you to understand your needs and suggest the best options to make your transfers cost effective. This includes forward contracts (allowing you to lock in the rate for 12 months) and market contracts.


Transfer Limits

For a one-off payment, the minimum transfer amount is $50. If you use the service regularly, there is a monthly minimum of $500. There is a maximum transfer limit of $1,000 if you use the online service. To make larger transfers you will need to contact HIFX over the phone. There is no limit on phone transfers.

Transfer Time

The time will vary depending on the amount you are transferring and the currencies you wish to exchange. You can use HIFX’s transfer time estimator for specific transfer times. Most transfers are typically completed within 1-3 working days.

Transfer Fees

There is a standard $15 fee per trade less than $10,000. All trades over $10,000 are free of charge. It is worth noting that although HIFX make no further charges, the recipient may be charged a fee by their bank for receiving the funds.


How a transfer can be made:

You will need to create an account with HIFX before you can make an international money transfer. The sign-up process is simple and takes around 5 minutes to complete. You will need to provide proof of identity before HIFX send you an email to confirm your account. If you are making a transaction for a company, a company account will need to be created instead of a personal one. The signup process will differ slightly but will still be very simple.



  • Very competitive rates
  • Clear fee structure
  • Access to over 60 countries
  • Bank level security
  • Available 24/7


  • Low Maximum transfer limit online
  • Higher fee compared to other FX providers

Rates table

AED » GBP 0.2175 GBP » AED 4.5968
AUD » GBP 0.6060 GBP » AUD 1.6502
BBD » GBP 0.4057 GBP » BBD 2.4648
BHD » GBP 2.1281 GBP » BHD 0.4699
CAD » GBP 0.6037 GBP » CAD 1.6565
CHF » GBP 0.8013 GBP » CHF 1.2479
CNY » GBP 0.1165 GBP » CNY 8.5826
DKK » GBP 0.1156 GBP » DKK 8.6480
EGP » GBP 0.0421 GBP » EGP 23.7410
EUR » GBP 0.8598 GBP » EUR 1.1630
FJD » GBP 0.3888 GBP » FJD 2.5721
HKD » GBP 0.1030 GBP » HKD 9.7070
INR » GBP 0.0117 GBP » INR 85.1750
JPY » GBP 0.0071 GBP » JPY 141.1500
KWD » GBP 2.6226 GBP » KWD 0.3813
LKR » GBP 0.0054 GBP » LKR 184.4800
MAD » GBP 0.0800 GBP » MAD 12.5040
MXN » GBP 0.0375 GBP » MXN 26.6940
NOK » GBP 0.0957 GBP » NOK 10.4488
NZD » GBP 0.5782 GBP » NZD 1.7295
PHP » GBP 0.0160 GBP » PHP 62.4690
SEK » GBP 0.0905 GBP » SEK 11.0538
SGD » GBP 0.5635 GBP » SGD 1.7745
THB » GBP 0.0227 GBP » THB 44.1190
USD » GBP 0.7990 GBP » USD 1.2515
XCD » GBP 0.3005 GBP » XCD 3.3280
ZAR » GBP 0.0594 GBP » ZAR 16.8330


HIFX was founded in the UK in 1998, and is part of Euronet Worldwide, the 3rd largest money transfer company in the world. HIFX gives access to 60 currencies and over 170 countries. They are authorised by ASIC and have transferred over $200 billion since conception, processing over 36 million transactions a year.

What are you waiting for?

If you need to make an internation payment, look no further. Join the 111,000+ clients around the world who are benefitting from our services.